Auto Accident & No-Fault (PIP) Care

Prescription Care for Auto Accident Patients

Injured in a car accident? You can get your medications right away — without paying out of pocket while your claim is pending.

Under Michigan's No-Fault law, your auto insurance's Personal Injury Protection (PIP) benefits generally cover medically necessary prescriptions related to your accident. If there's a delay or dispute with your claim, we can often work directly with your attorney under a Letter of Protection (LOP) so you're never left without your medications.

How It Works

1

Bring Us Your Claim Info

Share your auto insurer's PIP claim details, or your attorney's contact info if you're represented.

2

We Bill Your Claim or Process Under LOP

We coordinate directly with your No-Fault insurer, or your attorney's office under a Letter of Protection.

3

Get Your Medications — No Upfront Cost

We fill your prescriptions and can deliver them free of charge, all while your claim is being resolved.

Why Accident Patients Choose Lumen

No Out-of-Pocket Cost

We work with your PIP claim or Letter of Protection, so you're not paying while your case is pending.

Free Delivery, Statewide

Recovering from an accident is hard enough — we bring your medications to you at no extra cost.

Direct Pharmacist Access

Questions about interactions, side effects, or your treatment plan? You'll always reach a real pharmacist.

For Attorneys & Case Managers

A Pharmacy Partner That Makes Your Job Easier

When your client's prescriptions are handled smoothly, everything downstream gets easier — your client stays on treatment, your case file stays organized, and you spend less time chasing down paperwork. Here's how we support your practice:

  • Letter of Protection billing accepted — your client gets medications immediately, with no cash outlay that could strain their trust in your firm during a stressful time.
  • Litigation-ready documentation — clean, itemized invoices and medication records, formatted for demand packages and case files, provided promptly when your office requests them.
  • A direct line to our pharmacist team — one point of contact for your paralegals and case managers, not a call center or a different person every time.
  • Better outcomes for your clients — free delivery and clear medication guidance help your clients stay compliant with treatment, which matters for their recovery and for your case.

Have a Client With an Auto Accident Claim?

Whether you're a patient or an attorney's office, we're ready to help — call or email our team.