Auto Accident & No-Fault (PIP) Care

Prescription Care for Auto Accident Patients

Injured in a car accident? You can get your medications right away — without paying out of pocket while your claim is pending.

Under Michigan's No-Fault law, your auto insurance's Personal Injury Protection (PIP) benefits generally cover medically necessary prescriptions related to your accident. If there's a delay or dispute with your claim, we can often work directly with your attorney under a Letter of Protection (LOP) so you're never left without your medications.

How It Works

1

Bring Us Your Claim Info

Share your auto insurer's PIP claim details, or your attorney's contact info if you're represented.

2

We Bill Your Claim or Process Under LOP

We coordinate directly with your No-Fault insurer, or your attorney's office under a Letter of Protection.

3

Get Your Medications — No Upfront Cost

We fill your prescriptions and can deliver them free of charge, all while your claim is being resolved.

Why Accident Patients Choose Lumen

✓

No Out-of-Pocket Cost

We work with your PIP claim or Letter of Protection, so you're not paying while your case is pending.

✓

Free Delivery, Statewide

Recovering from an accident is hard enough — we bring your medications to you at no extra cost.

✓

Direct Pharmacist Access

Questions about interactions, side effects, or your treatment plan? You'll always reach a real pharmacist.

For Attorneys & Case Managers

A Pharmacy Partner That Makes Your Job Easier

When your client's prescriptions are handled smoothly, everything downstream gets easier — your client stays on treatment, your case file stays organized, and you spend less time chasing down paperwork. Here's how we support your practice:

  • ✓Letter of Protection billing accepted — your client gets medications immediately, with no cash outlay that could strain their trust in your firm during a stressful time.
  • ✓Litigation-ready documentation — clean, itemized invoices and medication records, formatted for demand packages and case files, provided promptly when your office requests them.
  • ✓A direct line to our pharmacist team — one point of contact for your paralegals and case managers, not a call center or a different person every time.
  • ✓Better outcomes for your clients — free delivery and clear medication guidance help your clients stay compliant with treatment, which matters for their recovery and for your case.

Have a Client With an Auto Accident Claim?

Whether you're a patient or an attorney's office, we're ready to help — call or email our team.