Insurance & Billing

Insurances We Accept

We work with most major insurance plans, Medicare, and Medicaid — so your prescriptions are covered right here at Lumen.

Below are the insurance plans and pharmacy benefit managers (PBMs) we commonly bill. Don't see yours listed? Give us a call — we can usually still check and process your coverage.

Plans We Work With

We're contracted with most major commercial, Medicare Part D, and Michigan Medicaid plans, including:

Optum Rx
Molina Healthcare
CVS Caremark
Meridian
Express Scripts
HAP
United Healthcare
Michigan Medicaid
Wellcare
BlueCross BlueShield
Humana
SilverScript
Magellan Rx Management
AARP
Cigna Healthcare
Aetna
Priority Health
MedImpact
Blue Cross Complete of Michigan

This list isn't exhaustive — we process claims through most other commercial plans and PBMs as well. Call us and we'll verify your specific coverage.

Good to Know

1

Free Prescription Transfers

Switching from another pharmacy is easy — give us your info and we'll handle the transfer for you at no cost.

2

Not Sure You're Covered?

Call our team with your insurance information and we'll verify your coverage before you come in.

3

Prior Authorization Help

If a medication needs a PA, our pharmacists work directly with your provider to help get it resolved quickly.

Cash Pricing Available

Uninsured, or Don't See Your Plan?

You're still covered here. We offer some of the lowest cash prices around, along with copay cards, manufacturer assistance, and lower-cost alternatives — no insurance required.

  • Lowest cash prices — competitive, transparent pricing with no hidden fees.
  • Copay cards & assistance programs — we help you find every available discount.
  • Clinically appropriate alternatives — lower-cost options reviewed by our pharmacists.

Questions About Your Coverage?

Give us a call and our team will look into it for you — no hassle, no hold music.